Under what condition does a routinely late salary payment indicate an internal employer issue rather than a banking process issue?

Answer

If it routinely arrives significantly past the official pay date without explanation.

A delay that consistently surpasses the official pay date without any communication shifts the problem from a standard network timing issue to a matter requiring attention from the internal payroll or HR department.

Under what condition does a routinely late salary payment indicate an internal employer issue rather than a banking process issue?

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