How does the suggested Return on Investment (ROI) calculation for education potentially differ for a returning mother compared to a recent high school graduate?
Answer
Prioritizing a two-year degree that offers immediate, flexible employment over a four-year degree requiring extensive full-time study
The text suggests that the ROI calculation for a mother returning to the workforce is often tailored to immediate needs. While a four-year degree offers a higher ultimate salary ceiling, a returning mother might pragmatically choose a two-year degree (like an ADN) leading to immediate, in-demand, and flexible work (like an RN role which can later transition to case management). This approach balances the immediate necessity for income and flexibility against the slower path to a higher long-term ceiling, making the immediate payoff more valuable at that specific life stage.

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