What is a creative mitigation step suggested if a small employer cannot offer a full group health plan to a salaried worker?

Answer

Asking for a Health Reimbursement Arrangement (HRA) or a stipend instead

For small employers where setting up a full group plan is difficult, asking for an HRA or a stipend is a recommended alternative approach to cover auxiliary health costs.

What is a creative mitigation step suggested if a small employer cannot offer a full group health plan to a salaried worker?
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