What does a direct deposit showing as 'pending' with a $0 balance next to it indicate?

Answer

The bank has received the notification but has not yet released the actual funds for use.

If a deposit shows as 'pending' but has a $0 balance next to it, it confirms the bank has received the notification but has not yet released the actual funds for use.

What does a direct deposit showing as 'pending' with a $0 balance next to it indicate?
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